Terms of service

Effective Date: May 1, 2026

Entity: JCA Media and Consulting ("Company", "we", "us")

Brand: The Stock Market Trainer

1. Introduction & Terms of Use

By accessing this website and purchasing our digital products, including "The Disciplined Investor" manual, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Intellectual Property (IP) Protection

All content provided, including text, graphics, charts, and the 163-page "The Disciplined Investor" manual, is the exclusive property of JCA Media & Consulting.

  • License: Your purchase grants you a single-user, non-transferable license for personal educational use only.

  • Restrictions: You are strictly prohibited from redistributing, reselling, reproducing, or sharing this content in "signal groups," social media, or any other public or private forums.

  • Enforcement: Unauthorized distribution is a violation of international copyright law and will be prosecuted to the fullest extent, including the permanent termination of access without refund.

3. Financial Disclaimer (No Advice)

All content provided by The Stock Market Trainer is strictly for educational and informational purposes only.

  • Not Financial Advice: We are not licensed financial advisors, brokers, or investment advisors.

  • No Recommendations: Nothing on this platform constitutes a recommendation to buy or sell any security.

  • Risk Disclosure: Investing involves significant risk, including the potential loss of all capital. Past performance is never indicative of future results.

  • Responsibility: You are solely responsible for your own financial decisions. Always consult a qualified professional before making any investment.

4. Refund Policy

Due to the digital nature of our products (instant download access), all sales are final.

  • Once access is granted to "The Disciplined Investor" or any downloadable materials, we do not offer refunds, returns, or cancellations.

  • If you experience technical difficulties accessing your purchase, please contact jo@thestockmarkettrainer.com immediately for assistance.

5. Privacy Policy (Data Handling)

We respect your privacy and process data in accordance with the US CCPA, GDPR, and POPIA standards.

  • Collection: We collect your name, email, and billing address to process orders.

  • Payment Security: We do not store credit card details. All payments are processed securely via third-party providers (Lemon Squeezy, PayPal, or Stripe) in accordance with PCI-DSS standards.

  • Third-Party Service Providers: We utilize Shopify (hosting), Mailchimp (email), and ManyChat (automation) to deliver your educational journey.

  • No Sale of Data: We never sell your personal information to third parties.

6. Affiliate Disclosure

JCA Media & Consulting may participate in affiliate marketing programs. If you click on or purchase products through certain links, we may receive a commission at no additional cost to you. We only promote tools we believe add value to your structural investing framework.

7. Limitation of Liability

To the fullest extent permitted by law, JCA Media & Consulting shall not be liable for any direct, indirect, incidental, or consequential damages (including trading losses) arising from the use of our content. Our maximum liability shall not exceed the amount paid for the product.

8. Governing Law & Jurisdiction

These Terms and Policies shall be governed by and construed in accordance with the laws of the State of Wyoming, United States. Any disputes arising from these terms shall be resolved exclusively in the courts located in Sheridan, Wyoming.

9. Contact Information

For support or inquiries regarding these terms, please contact: Email: jo@thestockmarkettrainer.com

Physical Address: 1309 Coffeen Ave STE 19589, Sheridan, WY, 82801, USA