Privacy policy

PRIVACY POLICY

Last Updated: September 2026

This Privacy Policy explains how JCA Media and Consulting LLC, doing business as The Stock Market Trainer ("The Stock Market Trainer," "Company," "we," "us," or "our"), collects, uses, discloses and protects personal information when you visit www.thestockmarkettrainer.com, purchase our products, communicate with us, or use our digital products, applications and related services (collectively, the "Services").

JCA Media and Consulting LLC is a limited liability company registered in Wyoming, United States.

By using our Services, you acknowledge the practices described in this Privacy Policy.

Depending on where you live, additional privacy rights may apply under applicable data-protection and consumer-privacy laws.

1. PERSONAL INFORMATION WE COLLECT

The personal information we collect depends on how you interact with our Services.

We may collect the following categories of information:

Contact Information

This may include:

  • name;

  • email address;

  • telephone number;

  • billing address; and

  • other contact information you voluntarily provide.

Because our principal products are digital, a physical shipping address may not ordinarily be required unless necessary for billing, fraud prevention, tax, payment-processing or another legitimate purpose.

Account Information

If you create an account, we may collect:

  • username;

  • email address;

  • account preferences;

  • authentication information; and

  • information relating to your account activity.

Passwords may be handled by our platform or authentication provider and are not intended to be accessible to us in readable form.

Purchase and Transaction Information

When you make a purchase, we may receive information such as:

  • products purchased;

  • purchase date;

  • transaction amount;

  • currency;

  • payment status;

  • billing information;

  • refunds;

  • transaction identifiers; and

  • limited payment-related information supplied by our payment processors.

We do not intentionally store complete payment-card numbers or card security codes on our own servers.

Payments are processed by third-party payment providers and commerce platforms.

Website, Device and Usage Information

When you interact with our website or Services, certain information may be collected automatically, including:

  • IP address;

  • browser type;

  • device type;

  • operating system;

  • referring website;

  • pages viewed;

  • links clicked;

  • approximate location derived from IP address;

  • date and time of visits;

  • shopping-cart activity;

  • interactions with our website; and

  • cookie and similar technology identifiers.

Communications

If you contact us, we may collect and retain the information contained in your communication, including customer-support requests, emails, messages and other correspondence.

Marketing Information

Where applicable, we may collect information relating to:

  • email subscriptions;

  • marketing preferences;

  • promotional interactions;

  • advertising interactions; and

  • consent or opt-out preferences.

Educational and Application Data

As our digital education platform and application develop, we may collect information necessary to provide educational features, such as:

  • course progress;

  • lessons completed;

  • quiz results;

  • educational preferences;

  • application activity; and

  • other information generated through use of the educational Services.

This Privacy Policy will be updated if our application introduces materially different categories or uses of personal information.

2. HOW WE COLLECT PERSONAL INFORMATION

We may collect personal information:

Directly from you, such as when you make a purchase, create an account, subscribe to communications, complete a form or contact us.

Automatically, through cookies, pixels, analytics tools and similar technologies when you interact with our website.

From service providers, such as payment processors, commerce platforms, analytics providers, marketing providers and other technology services used to operate our business.

From advertising and social-media platforms, where permitted by applicable law and your privacy settings.

3. HOW WE USE PERSONAL INFORMATION

We may use personal information for legitimate business purposes including:

Providing Our Services

To:

  • process and administer purchases;

  • deliver digital educational products;

  • provide access to courses and application features;

  • maintain customer accounts;

  • process refunds;

  • authenticate users; and

  • provide customer support.

Communications

To:

  • send order confirmations;

  • provide product-access information;

  • respond to customer questions;

  • provide customer-service communications;

  • send service notices; and

  • send educational follow-up communications.

Marketing

Where permitted by applicable law, we may use personal information to:

  • send promotional communications;

  • provide information about products or educational content;

  • measure marketing effectiveness;

  • understand customer interests; and

  • improve our marketing activities.

Where consent is legally required, we will seek appropriate consent.

You may unsubscribe from marketing emails using the unsubscribe link included in the communication.

Improving and Protecting Our Services

We may process information to:

  • understand how customers use our Services;

  • improve our website, products and educational content;

  • diagnose technical problems;

  • detect and prevent fraud;

  • protect accounts;

  • maintain security; and

  • enforce our Terms of Service.

Legal, Tax and Regulatory Purposes

We may process and retain information where reasonably necessary to:

  • maintain business and accounting records;

  • comply with tax obligations;

  • comply with applicable laws;

  • respond to valid legal requests;

  • establish, exercise or defend legal claims; and

  • protect our legal rights.

4. LEGAL BASES FOR PROCESSING

Where laws such as the EU GDPR or UK GDPR apply, our legal basis for processing personal information may include:

  • performance of a contract, such as processing your purchase and delivering your product;

  • legitimate interests, such as operating, securing and improving our business where those interests are not overridden by your applicable rights;

  • legal obligations, such as accounting, taxation and regulatory requirements; and

  • consent, where applicable, including certain marketing or cookie activities.

The applicable legal basis depends on the particular information and purpose for which it is processed.

Where we rely on consent, you may generally withdraw that consent subject to applicable law.

5. COOKIES AND SIMILAR TECHNOLOGIES

We and our service providers may use cookies, pixels and similar technologies to operate and improve our Services.

These technologies may be used for:

  • essential website functionality;

  • remembering preferences;

  • analytics;

  • security and fraud prevention;

  • measuring website performance;

  • marketing; and

  • advertising attribution.

Where required by applicable law, non-essential cookies or similar technologies will be used subject to applicable consent requirements.

Your browser or device may also provide mechanisms to control cookies and certain privacy signals.

Where applicable law requires us to recognize a qualifying opt-out preference signal, such as Global Privacy Control (GPC), we will process the signal as required by applicable law.

6. HOW WE DISCLOSE PERSONAL INFORMATION

We do not disclose personal information indiscriminately.

We may disclose personal information where reasonably necessary to operate our business, including to the following categories of recipients:

Commerce and Hosting Providers

We use Shopify and related services to operate our online commerce infrastructure.

Payment Providers

Payment information may be processed by payment methods and payment processors made available through our checkout.

The particular payment provider available to you may depend on your location, device and checkout method.

Technology and Service Providers

We may use third parties that provide services such as:

  • website hosting;

  • cloud infrastructure;

  • email communications;

  • customer support;

  • analytics;

  • automation;

  • security;

  • fraud prevention;

  • application infrastructure; and

  • digital marketing.

These may include services such as Mailchimp, ManyChat, Google services, Meta services, and other providers used by the Company from time to time.

Professional Advisers

We may disclose information where reasonably necessary to accountants, attorneys, tax professionals, auditors and other professional advisers.

Government and Legal Authorities

We may disclose information where required by applicable law, regulation, court order, subpoena or other valid legal process, or where reasonably necessary to protect our legal rights or the safety and security of our Services.

Business Transactions

If JCA Media and Consulting LLC is involved in a merger, acquisition, financing, reorganization, sale of assets or similar transaction, personal information may be disclosed as part of that transaction subject to applicable law.

7. SALE, SHARING AND TARGETED ADVERTISING

JCA Media and Consulting LLC does not sell personal information for money.

Certain privacy laws define terms such as "sale," "sharing" or "targeted advertising" more broadly than an ordinary monetary sale.

For example, the use of advertising, analytics, pixels or similar technologies may constitute "sharing," targeted advertising or another regulated disclosure under certain U.S. state privacy laws.

Where applicable law provides a right to opt out of such activities, we will provide or honor an applicable method of exercising that right.

This may include a privacy-preference mechanism on our website, browser-based opt-out signals such as Global Privacy Control where legally required, or contacting us using the details provided below.

8. INTERNATIONAL DATA TRANSFERS

JCA Media and Consulting LLC operates an international online business and uses service providers that may process personal information in multiple countries.

Accordingly, your personal information may be transferred to, stored in or processed in countries other than the country in which you reside.

The privacy and data-protection laws of those countries may differ from those in your jurisdiction.

Where applicable data-protection law requires safeguards for an international transfer, we and/or our applicable service providers use recognized transfer mechanisms or other lawful safeguards as appropriate to the particular transfer.

Depending on the applicable jurisdiction and circumstances, these may include adequacy decisions or regulations, approved contractual safeguards, Standard Contractual Clauses, the UK International Data Transfer Agreement or UK Addendum, or another legally recognized transfer mechanism.

9. DATA RETENTION

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including:

  • providing purchased products and account access;

  • maintaining transaction records;

  • providing customer support;

  • maintaining appropriate business records;

  • complying with accounting and tax obligations;

  • resolving disputes;

  • preventing fraud;

  • enforcing agreements; and

  • complying with applicable legal requirements.

Different categories of information may have different retention periods.

When information is no longer reasonably required, we may delete, anonymize or otherwise dispose of it in accordance with applicable requirements.

10. INFORMATION SECURITY

We use reasonable administrative, technical and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration or disclosure.

However, no internet transmission, electronic storage system or security measure can guarantee absolute security.

You are responsible for maintaining the confidentiality of your account credentials and should notify us if you believe your account has been compromised.

11. YOUR PRIVACY RIGHTS

Depending on your jurisdiction and subject to applicable legal requirements and exceptions, you may have rights relating to your personal information.

These may include the right to:

  • request access to personal information;

  • request correction of inaccurate information;

  • request deletion of certain personal information;

  • object to or restrict certain processing;

  • withdraw consent where processing relies on consent;

  • request portability of certain information;

  • opt out of certain marketing;

  • opt out of certain sales, sharing or targeted advertising where applicable;

  • appeal certain privacy-request decisions where applicable; and

  • lodge a complaint with an applicable data-protection authority.

We may need to verify your identity before completing certain requests.

We will not unlawfully discriminate against you for exercising applicable privacy rights.

To submit a privacy request, contact:

jo@thestockmarkettrainer.com

12. SOUTH AFRICAN PRIVACY RIGHTS

Where the Protection of Personal Information Act, 2013 (POPIA) applies to our processing, individuals may have rights provided by POPIA, subject to applicable conditions and exceptions.

These may include rights relating to access, correction or deletion of personal information and objection to certain processing.

Questions or requests concerning applicable POPIA rights may be directed to:

Email: jo@thestockmarkettrainer.com

Where applicable, individuals may also lodge a complaint with the Information Regulator of South Africa through the regulator's official channels.

13. EEA PRIVACY RIGHTS

Where the EU General Data Protection Regulation (GDPR) applies, you may have rights including, subject to applicable requirements and exceptions:

  • access;

  • rectification;

  • erasure;

  • restriction of processing;

  • data portability;

  • objection to certain processing;

  • withdrawal of consent; and

  • the right to lodge a complaint with an applicable supervisory authority.

You may also have rights concerning certain automated decision-making where applicable.

14. UNITED KINGDOM PRIVACY RIGHTS

Where UK data-protection law applies, including the UK GDPR and applicable UK data-protection legislation, you may have rights concerning your personal information, subject to applicable requirements and exceptions.

These may include rights to access, correct or erase certain information, restrict or object to certain processing, request portability in applicable circumstances and lodge a complaint with the UK Information Commissioner's Office.

International transfers involving UK personal information will be handled using applicable UK transfer requirements where those requirements apply.

15. UNITED STATES PRIVACY RIGHTS

Residents of certain U.S. states may have additional privacy rights under applicable state law.

Depending on the law that applies to JCA Media and Consulting LLC and the individual request, these rights may include:

  • knowing or accessing personal information collected about you;

  • correcting inaccurate information;

  • requesting deletion;

  • obtaining a portable copy of certain information;

  • opting out of certain sales of personal information;

  • opting out of certain sharing or targeted advertising;

  • limiting certain uses of sensitive personal information where applicable; and

  • appealing certain decisions concerning privacy requests.

California Residents

Where the California Consumer Privacy Act (CCPA), as amended, applies to JCA Media and Consulting LLC, California residents may exercise the rights available to them under applicable California law.

We do not sell personal information in exchange for money.

However, as explained above, certain advertising technologies may constitute "sharing" under California law even where no money is exchanged.

Where required, applicable opt-out requests and qualifying opt-out preference signals will be honored in accordance with California law.

16. SENSITIVE PERSONAL INFORMATION

We do not intentionally request highly sensitive information such as Social Security numbers, government identification numbers, medical information or precise geolocation through our ordinary educational Services unless reasonably necessary for a particular lawful purpose that is clearly disclosed.

Payment providers may independently collect financial information necessary to process transactions.

Users should not send sensitive personal information to us unless specifically requested for a legitimate purpose.

17. CHILDREN'S PRIVACY

Our general Services are intended for adults and are not directed to children under 13.

We do not knowingly collect personal information online from children under 13 in circumstances requiring parental consent under applicable U.S. children's privacy law.

Our general purchasing Services are intended for persons who are at least 18 years old or who use the Services with the involvement and authorization of a parent or legal guardian where permitted by applicable law.

If we learn that we have collected personal information from a child in violation of applicable law, we will take reasonable steps to delete or otherwise appropriately handle that information.

If you believe a child has provided personal information to us improperly, please contact:

jo@thestockmarkettrainer.com

If The Stock Market Trainer later introduces Services specifically directed to children or younger learners, we may implement additional parental-consent, privacy and data-protection procedures and update this Privacy Policy accordingly.

18. EMAIL AND DIRECT MARKETING

We may send marketing communications where permitted by applicable law.

You can unsubscribe from marketing emails at any time using the unsubscribe link contained in the message.

We may continue to send non-marketing communications necessary to administer your account, purchases, security or other Services.

Where applicable law requires prior consent for particular direct-marketing activities, we will seek that consent.

19. THIRD-PARTY WEBSITES

Our Services may contain links to websites or services operated by third parties.

We are not responsible for the privacy practices of independent third-party websites.

We encourage you to review the privacy policies of any third-party services you use.

20. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically to reflect changes to:

  • our business;

  • our products;

  • our technology;

  • our service providers;

  • our data-processing practices; or

  • applicable legal requirements.

When we update this Privacy Policy, we will revise the Last Updated date at the top.

Where applicable law requires additional notice or consent for a material change, we will provide that notice or obtain consent as required.

21. CONTACT INFORMATION

The Stock Market Trainer is owned and operated by:

JCA Media and Consulting LLC
DBA: The Stock Market Trainer

Registered Address:
1309 Coffeen Ave, STE 19589
Sheridan, WY 82801
United States

Email: jo@thestockmarkettrainer.com

For privacy questions or to exercise an applicable privacy right, please contact us at the email address above.

22. SOUTH AFRICAN INFORMATION REGULATOR

Where POPIA applies, you may have the right to lodge a complaint with the Information Regulator of South Africa.

Current contact and complaint information should be obtained directly from the Information Regulator's official website.

© 2026 JCA Media and Consulting LLC. All rights reserved.