Privacy policy

Last updated:April, 2026

JCA Media & Consulting ("we", "us", or "our") operates this store and website, including the brand Stock Market Trainer. This Privacy Policy describes how we collect, use, and disclose your personal information in accordance with the Protection of Personal Information Act (POPIA) of South Africa and other applicable global standards.

By using our Services, you acknowledge the collection, use, and disclosure of your information as described here.

1. Personal Information We Collect

We collect information that identifies or can reasonably be linked to you. This includes:

  • Contact details: Name, billing address, shipping address, phone number, and email address.

  • Financial information: Payment confirmation and transaction details. Note: We do not store full credit card or banking credentials on our servers; these are processed securely by our third-party payment partners (e.g., PayFast) in accordance with PCI-DSS standards.

  • Account information: Username, password, and security settings.

  • Transaction information: Items viewed, cart activity, and purchase history related to our educational products.

  • Device & Usage information: IP address, browser type, and interaction data collected automatically via cookies.

2. Purpose of Collection (Why we use your data)

In compliance with POPIA, we only process data for specific, explicitly defined purposes:

  • Service Delivery: To process payments and deliver your digital ebook ("The Disciplined Investor").

  • Communication: To provide customer support and send 20-day email follow-ups regarding your educational journey.

  • Legal Compliance: To comply with South African financial and tax regulations.

  • Marketing: To send promotional content (only where you have opted-in or as permitted by law).

3. How We Disclose Personal Information

We may share your information with:

  • Shopify: Our primary platform provider.

  • Payment Gateways: Specifically PayFast or Paypal to facilitate secure transaction processing.

  • Service Providers: IT, data analytics, and email marketing tools (e.g., for your follow-up campaigns).

  • Legal Authorities: When required by law or to protect our rights.

4. International Transfers

As Stock Market Trainer is powered by Shopify, your personal information may be transmitted to, stored, and processed in countries outside of United states. We ensure that such transfers are protected by standard contractual clauses or equivalent safeguards.

5. Security and Retention

We implement reasonable technical and organizational measures to secure your data. We retain your personal information only for as long as necessary to maintain your account, provide your educational services, or comply with South African legal retention requirements.

6. Your Rights under POPIA

Depending on your jurisdiction, and specifically under South African law, you have the right to:

  • Access: Request a copy of the personal information we hold about you.

  • Correction: Request that we update or correct inaccurate data.

  • Deletion: Request that we destroy or delete your personal record (subject to legal retention obligations).

  • Objection: Object to the processing of your data for direct marketing.

7. Children's Data

Our Services are not intended for children. We do not knowingly collect information from individuals under the age of majority in South Africa (18).

8. Contact & Information Officer

If you have questions about this policy or wish to exercise your rights, please contact our designated Information Officer:

On Behalf of: JCA Media & Consulting

Email: jo@thestockmarkettrainer.com

Physical Address: 1309 Coffeen Ave STE 19589, Sheridan, WY, 82801

9. Complaints

If you are unsatisfied with how we handle your data, you have the right to lodge a complaint with the South African Information Regulator:

10. Additional Disclosures for European Economic Area (EEA) and UK Users

If you are a resident of the EEA or the United Kingdom, the following additional provisions apply to you under the GDPR:

  • Legal Basis for Processing: We process your personal information only when we have a legal basis to do so, such as to perform a contract (delivering your ebook), to comply with legal obligations, or where we have your explicit consent.

  • Data Subject Rights: In addition to the rights mentioned above, you have the right to restrict processing and the right to object to automated decision-making.

  • Data Transfers: Your data is transferred outside the EEA/UK to Shopify’s servers in Canada and the United States. We rely on the European Commission’s Standard Contractual Clauses (SCCs) to ensure your data remains protected.

11.  Disclosures for United States Residents (CCPA/CPRA)

Depending on where you live in the U.S. (specifically California, Virginia, Colorado, Connecticut, or Utah), you may have specific rights regarding your personal information:

  • Right to Opt-Out of Sale or Sharing: JCA Media & Consulting does not "sell" your personal information for money. However, like most online stores, we "share" information with service providers (like Shopify or Google Analytics) for targeted advertising. You may opt out of this "sharing" by using the Global Privacy Control (GPC) or contacting us.

  • Notice at Collection: We collect the categories of personal information listed in Section 1 for the business purposes described in Section 2.

  • Sensitive Information: We do not collect or process "Sensitive Personal Information" as defined by the CCPA (e.g., social security numbers, precise geolocation).